In my eyes, July means gardens are producing delicious vegetables, flowers are in full bloom, families, and children are taking well-deserved vacations, amusement parks are filled to capacity with screaming kids and adults alike and the smells of bar-b-ques are abundant! In addition, July is the month that Americans all over celebrate their independence and how much they love their country!! There is nothing more patriotic and inspiring than to watch an amazing display of lights and booms during firework shows in the Ohio Valley! A great time is always had by all!!
It also is a time to travel, and a lot of people are choosing driving over flying, just to subject their selves to the beautiful scenery that our states have to offer. And a lot of people are discovering the beauty of their area by choosing to drive a motorcycle. The freedom of cruising down a highway or secondary road on a motorcycle provides our senses with sensations that no car can offer. Our eyes, ears, and noses come alive with all the sights, smells, and sounds that only a motorcycle trip will allow one to sense. Whether you drive long-distance or drive locally, one thing you need to remember is you need motorcycle insurance. And Citywide is ready to help explain to you the coverage you are going to need.
Almost all states in the U.S. require owners to have motorcycle insurance and to show proof of insurance to register their motorcycle. You must register your motorcycle to get a license plate, otherwise you will be driving illegally and face significant penalties. Depending on the state and the policy, the cost of premiums might be well above or below the average in the United States.
Out of 50 states, motorcycle insurance is required in 49 of them, but not every state requires the same amount of coverage. Each state has its own minimum requirements for bodily injury and property damage liability- the amount a policyholder’s motorcycle insurance will cover.
In most states, motorcyclists must have at least $25,000 in bodily injury protection per person and $50,000 per accident, as well as $10,000 in property damage coverage. The three limits are commonly displayed with slashes: (25/50/10).
The best motorcycle policy for you will be the one with features and coverages that align with what you need as a rider. You want affordability, good coverage options and lots of discounts. For instance, if you own a home and it is insured with City Wide Insurance, you’re automatically eligible for a discount. Bundling also is a great way to save money on your insurance.
In addition to its bundled discount, Citywide offers discounted rates to drivers who insure multiple motorcycles.
If you’re simply looking for the minimum amount of coverage necessary, Citywide can help you too! At Citywide Insurance, we are local people who specialize in the insurance needs of YOU. Call us or stop by any one of our four locations in Wheeling, Moundsville, New Martinsville, and Weirton and let’s talk about your motorcycle insurance needs. But hurry, summer will not last forever! Let’s get you riding now!!
