You have a talent or a product and you decide to go into your own business. Being your own boss is a dream that many have. You go through all the steps needed to start your business. You choose a name, you get a tax identifying number, add a few office supplies and some startup marketing. Maybe you need a couple of employees to run your business when you can’t. You are finally all set and ready to roll.
But are you really?
Many people do not realize that when you are self-employed, one of the most important things you need is commercial insurance.
What is Commercial Insurance?
Commercial insurance consists of one or more types of coverage designed to protect businesses, their owners, and their employees. Many business insurance policies include basic coverages such as property, liability, crime, and commercial auto insurance, along with many additional policies such as worker’s compensation, business interruption insurance, and equipment breakdown insurance.
Add Cyber Insurance, Employee benefits such as dental, vision, disability and group life insurance which also fall under commercial insurance, as do surety bonds which help ensure that contractors stick to the terms of a construction contract and/or follow governmental rules and regulations, as well as protect against losses stemming from a court decision or employee theft.
All this can be overwhelming and confusing for many, and at Citywide Insurance I guarantee you that we will explain all of the policies that we offer in plain, layman’s terms.
We also can custom make an insurance plan for you that specifically will cover what your type of business will need since every business needs different coverage. We also will work with you on your budget level and we absolutely promise to never sell you a plan that is not necessary.
So, call us today for a no-obligation consultation while we guide you through this process.
You need protection and Citywide Insurance can help you obtain that.